Loan purposes:

Cultivation of agricultural products

Farms, individuals (farmers) operating in the field of agriculture.

Required documents:

•        Passport
•        TIN
•        Loan application

Loan amount:

From 20,000 to 250,000 TJS

Loan terms:

From 2 to 60 months

Grace period:

Up to 16 months

Interest rate:

New client (loans up to 100,001 somoni)-30%
Repeat client with a positive credit history (loans up to 100,001 somoni)-28%
New client (loans from 100,001 somoni)-28%
Regular customer with a positive credit history (loans from 100,001 somoni)-27%
New client for consumer purposes-33%
Repeat customer with a positive credit history for consumer purposes-31%

Loan security:

·        Group guarantee

·        Real estate

·        Surety of individuals or legal entities

·        Movable property

·        Goods in turnover

·        Vehicle

·        Jewelry (gold)

*Effective interest rate:

From 27,12%

* Effective interest rate includes 1% commission (maximum 150 TJS)