In 2016, CJSC MDO IMON INTERNATIONAL became a partner of the EBRD in the CLIMADAPT project, which aims to promote investment in technologies and measures that contribute to increasing the resilience of enterprises and households to the impacts of climate change. In particular, we are talking about investments in improving the efficiency of water and energy use, improving the practice of land management and land reclamation in the agro-industrial sector.

The focus is on those sectors where businesses and households are vulnerable to climate variability caused by inefficient use of water and energy resources, due to unreliable water and energy supplies. The mechanism serves small and medium-sized enterprises, private agricultural farms and households. Loan financing amounted to annually 10 million USD and 2.6 million USD from technical assistance funds, 3 million of which were allocated to IMON INTERNATIONAL. The project funds have been fully utilized. At the moment, loans are issued at the expense of customers' repayments

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The project launched a new targeted funding mechanism to support investment in climate resilience in the region of operation, and demonstrated the benefits of improved energy, water and land management technologies to a wide range of beneficiaries, showing how these improvements can be economically viable and replicable. as well as expand the dissemination of such technologies in the market.

CLIMADAPT LOAN

These loans are intended to invest in improved climate resilience technologies to help make Tajikistan's private sector more resilient to climate change. Loans for investments in existing and new technologies that are used to improve the efficiency of water, energy use and reduce soil erosion. The Climate Resilience Financing Facility in Tajikistan called CLIMADAPT has been developed by the European Bank for Reconstruction and Development (EBRD) and Climate Investment Funds (IFCs). Our CLIMADAPT loans are available for home owners; farmers and businessmen.

CLIMADAPT loans are only available for the purchase and installation of equipment and technologies as approved and reviewed by the CLIMADAPT Team.

A growing list of pre-approved and developed technologies, as well as a list of recommended suppliers and installers, are available to everyone to choose the best solution for their needs. Loans for blended approved and new technologies will be considered for climate change adaptation criteria.

Technical assistance and independent advice are provided free of charge to help investing in quality technology and optimal solutions.

Within the framework of the CLIMADAPT project, financing is possible for the purpose of refurnishment of a house or apartment, which includes:

For home owners:

Thermal insulation of walls and roofs;

Replacement of windows, doors and balconies;

Installation of thermostats on radiators;

Replacement of boilers in heating systems;

Replacing bulbs;

Replacement of water pipes, pumps, taps, etc.

Installation of a waste water processing system;

Installation of a rainwater collection system;

to Farmers:

Installation of irrigation systems and irrigation monitoring systems;

Growing new orchards and nurseries;

Development of minimum / zero till technology;

Use of biomass boilers in heating systems for greenhouses and livestock farms;

Reconstruction of water pipes, pumps, taps and water distribution systems in farm premisses;

Installation of a waste water processing system;

Installation of a rainwater collection system;

Implementation of energy saving measures by insulating buildings, replacing windows, doors, heating and lighting systems;

To businesses:

Updating of production equipment;

Replacement of boilers in heating systems;

Repair of water pipes, pumps, taps and water distribution systems;

Installation of a water reuse system;

Installation of a rainwater collection system;

Implementation of energy saving measures by insulating buildings, replacing windows, doors, heating and lighting systems .

Projects must comply with the provisions of the legislation of the Republic of Tajikistan in the field of environment, social issues, health and safety.

Conditions:

"Rushdie Zamon" - CLIMADAPT

Providing continuous access to (stable) multipurpose consumer / commercial loans for a wide range of active segment of the population.

Loan size from 1,000 to 500,000 TJS;

Loan term from 12 up to 60 months

Interest rate from 25%

Advantages of CLIMADAPT Investment:

Improved living conditions;

Improved heating and comfort.

Efficient use of water and energy resources;

Reduced costs;

Increased importance (value) of farming;

Improved water distribution through new pipes and pumps;

Improved health and well-being;

Sustainable land use;

Improved quality and management;

Increased competitiveness;

Modern technologies and equipment that contributing in productivity

Improved farm buildings through thermal insulation and the use of modernized energy efficient equipment.

How to apply:

Call us right now at 92 771 11 22 (call center number) or contact to any office of the Organization convenient for you and our loan officer will contact you, help you fill out your application and select technologies and a supplier.

the Project is Developed by:

the Project is Funded by: