Loan purposes:

Assistance in obtaining education for young people studying in educational institutions of the Republic of Tajikistan with good academic performance by providing long-term funding with preferential interest rates.

Benefits:

·        Low interest rate

·        Lack of collateral

·        Short terms of consideration

·        Simple procedures for obtaining a loan

Required documents:

1) Passport

2) TIN

3) Birth certificate

4) High school diploma or copy of a grade book

5) Photo

Loan amount:

From 1,000 to 30,000 TJS

Loan terms:

From 2 to 72 months

Interest rate:

from 24% * per annum

Loan security:

A surety of two persons:

·        One of the relatives of the first tribe (father, mother, brother, sister, spouse) of the borrower must act as one of the guarantors.

·        The second guarantor can be close relatives (with a separate household), friends or acquaintances of the borrowers, as well as business partners, third parties.

*Effective interest rate:

from 24,35%

 

*Effective interest rate includes 1% commission (maximum 100 TJS)