Purpose of lending:

Multipurpose consumer /commercial loans for wide range of active part of population.

Loan amount:

For new customers: from 1,000 to 30,000 somoni.

For reреat customers: from 1,000 to 50,000 somoni.

Period of loan:

From 2 to 36 month

Grace period:

To 3 month

To 6 month for loans, the source of which are from agricultural and cattle breeding sectors.

Annual interest rate:

Option 1 - 35% no commission

Option 2 - 33% no more than 200 somoni

Option 3 - 32% no more than 300 somoni

Option 4 - 34% no more than 150 somoni

Loan currency;

Somoni

Commission:

2% of the loan amount, but not more than 300 somoni

Required documents:

● Passport of the client with a residence permit.

● TIN of the client.

 

Main advantages of loan product:

● Opportunity of receiving loan WITHOUT COLLATERAL AND WITHOUT GUARANTOR

● Funding of different purposes of household

● Shortest period of application processing

● Less requirements for submission of documents

● Opportunity of loan restructuring

 

*Efficient interest rate  -  33.20% per annum (calculated for the amount of 50,000 somoni for 12 months and taking into account a commission of 300 somoni from the loan amount).