Purpose of lending кредитованияӣ:

Providing continues access to multipurpose consumer loans .

Amount of loan: 

From 1 000 to 250 000 somoni

Period of loan:

From 2 to 36 months

Grace period:

To 3 months

Loan currency:

• Somoni
• RUB
• Dollar

Interest rate loan:

New client - 32%
Regular customer with a positive credit history of - 30%
For personal treatment and family members up to 40,000 somoni - 28%
For education and health workers - 26%
For construction/purchase of housing - 27%
Buy housing in the cities of Khujand and Dushanbe - 25%

Required documents:

• Passport of client with residenceregistration.
• TIN of client.
• Certificate on salary of client and/or guarantor (for hired employees) or extract from the account of plastic card on payment of client salary for the last 6 months
• Photo   

Loan benefits:

• Opportunity to receive a loan WITHOUT COLLATERAL and WITHOUT GUARANTOR up to 30 000 somoni.
• Opportunity to receive a loan up to 100 000 thousands of somoni with one Guarantor.
• Shortest period of application processing.
• Opportunity of loan refinancing .

* Effective interest rate- 25.12% (for amount 250 000 thousand somoni, for the period of 12 months, commission 1%)