A financial rating provides an independent expert opinion on the medium-term viability and creditworthiness of a financial service provider and is an effective management and reporting tool. It is used to compare an organization's practices and performance against international standards and benchmarks, attract investors, strengthen institutional governance and decision-making, and enhance institutional reputation, accountability and transparency.

In June 2020, the international rating company "MicroFinanza Rating", after a comprehensive analysis of activities, internal policies and procedures, as well as the reporting and control system, awarded IMON International a financial rating of "BBB". This rating suggests that IMON International has good capacity for risk management, sufficient potential to cover losses and good diversification and quality of the loan portfolio.

The results of the analysis and assessment carried out by MicroFinanza Rating will further raise the risk management system, control system, operational efficiency of IMON International to an even higher level and thus improve the quality of services provided and improve the population's access to finance.