Purpose of lending:

Providing continuous (sustainable) access to multipurpose consumer/commercial loans for wide range of active part of population.

Amount of loan:

From 1 000 to 50 000 TJS

Amount of loan:

From 2 to 36 months

Grace period:

To 3 months

To 6 months for loans, the source of repayment of which is agriculture and cattle breeding.

Annual interest rate:

Option 1: no commission

Оption 2:     1% but not more than 200 somon

Оption 3:     2% but not more than 300 somon

Оption 4:     1% but not more than 150 somon

Currency of loan

TJS

Main opportunities of loan product:

● Funding of different purposes of households

● Without requirements of collateral

● Shortest period of application processing

● Minimum requirements for documents submission

● Opportunity of loan refinancing   

* Effective interest rate – 33,20% (calculated for amount of 50 000 TJS within the period of 12 months, but no more than 200 TJS)