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17th microdistrict, block 2 Khujand

Working Hours:

Mon–Fri: 08:00–17:00

(Cash desk: 08:00–16:00)

Sat: 08:00–12:00

Sun: Closed

For individuals

  • Loans
  • Deposits
  • Money transfer
  • Cards
  • IMONLINE

For business

  • Business loans
  • Loans for SMEs
  • Tariffs
  • Payroll projects
  • Support

Projects

  • Women in business
  • EBRR
  • ESG

Hotline

[email protected]

Call center

1122
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License issued by the NBT №0000357

"Bovari" loans

A classic loan product for clients with verified income — offering higher loan amounts and flexible usage, including property purchase.

"Bovari" loans
"Bovari" loans

Terms and Interest

Loan amount and terms

Loan amount and terms

Loan amount:
1 000 – 500 000 TJS

Repayment period:
2 – 120 months

Interest and fees

Interest and fees

Interest rate:
~26–32% p.a.

No issuance fee
1%, but not more than TJS 200.

Grace period

Grace period

up to
3 months

Borrower requirements

Borrower requirements

Age:
A citizen of the Republic of Tajikistan aged 18 or older, with a positive credit history and at least 6 months of employment; not exceeding the retirement age.

Documents:
- Minimum 6 months of employment - Verified income

Key Benefits

Fast approval

Get a decision on your application in the shortest possible time.

Fast approval

Minimal documentation

Only a passport, TIN and proof of work and income are required to apply for the loan.

Minimal documentation

Flexible purposes

Suitable for business and personal needs

Flexible purposes

Grace period

up to 3 months

Grace period

Loan calculator

Loan repayment is made through annuity payments — equal monthly installments throughout the entire loan term. Terms and the interest rate are determined individually for each borrower.

Our offer

Monthly payment

838 TJS

You will need

Passport
Income statement

Any questions?

You can submit your application online through our website or at any bank branch.
For most loans, only a RT passport and TIN are required.
Within 1 business day.

Fill out a credit request

We guarantee the safety and protection of your data

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Easily find the nearest service center or ATM and take care of any financial matters at your convenience.