Main Types of Online Fraud:

1. Phishing
   Scammers pretend to be representatives of banks, services, or companies to obtain your personal information (logins, passwords, card details).
   Example: Fake emails or websites that resemble official ones.
2. Fake Online Stores
   Fraudsters create fake online stores where goods are either not delivered or are of poor quality.
3. Fraud on Auction Sites and Classifieds
   Selling non-existent goods or demanding prepayment, after which the seller disappears.
4. SMS Scams
   Requests to send an SMS or click on a link for "verification," which leads to money being deducted from your account.
5. Social Engineering
   Scammers use psychological tricks to gain access to your data or money.

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How to Protect Yourself:

1. Do Not Click on Suspicious Links
   Check website addresses and avoid opening links from emails or messages sent by unknown senders.
2. Do Not Share Personal Information
   Never share passwords, PIN codes, or card details with anyone.
3. Verify Websites and Stores
   Make sure the site uses a secure connection (https://) and has positive reviews.
4. Use Two-Factor Authentication
   This adds an extra layer of security to your accounts.
5. Do Not Trust Too-Good-to-Be-True Offers
   If something seems too good to be true, it probably is a scam.

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What to Do If You Become a Victim of Fraud:

1. Immediately Block Your Card
   If you’ve shared your card details, contact your bank and block the card.
2. Change Your Passwords
   If scammers have gained access to your accounts, change your passwords and enable two-factor authentication.
3. Notify Your Bank
   If money has been deducted, contact your bank to dispute the transaction.
4. Report to Law Enforcement
   File a report with the police or specialized cybercrime departments.
5. Preserve Evidence
   Save screenshots of conversations, emails, phone numbers, and other data that may assist in the investigation.