Loan purposes:

Replenishment of working capital, purchase and modernization of fixed assets, expansion of retail and production areas, refinancing of current loans.

Required documents:

·        Passport

·        TIN

·        Document confirming business activity

·        Photo

Loan amount:

From 1,001 to 25,000 (no more than 250,000 TJS) USD

From 10,001 to 250,000 TJS

From 70,001 to 1,600,000 RUB

Loan terms:

From 2 to 60 months

Grace period:

Up to 12 months

Interest rate:

From 29% to 32% per annum in TJS

From 15% to 25% per annum in USD

From 25% to 33% per annum in RUB

Loan security:

A surety of two persons:

·        Real estate

·        Surety of individuals or legal entities

·        Movable property

·        Goods in turnover

·        Vehicle

·        Jewelry (gold)

·        Industrial and commercial equipment, machinery

*Effective interest rate:

 

From 28.52% in TJS

From 20.52% in USD

From 25.02% in RUB

 

* Effective interest rate includes 1% commission (maximum 150 TJS)